Mahila Samridhi Yojana (MSY) And Gujarat Safai Karmchari New Scheme 2020

Mahila Samridhi Yojana (MSY) Gujarat Safai Karmchari New Yojana 2020 both schemes is a new scheme in specially for the Gujarat state. In this post, we will discuss both the government scheme.

To cover the maximum number of persons of the target group by providing benefits under the schemes, who are the poorest among the poor across the country.

Mahila Samridhi Yojana (MSY) Gujarat 

Elgibility

Women Safai Karamcharis/ Scavengers and their dependant daughters.

Purpose

For small and petty trade/business and sundry income generating
activities.

Quantum of loan

  • Up to a maximum of 90% of the unit cost with a maximum of Rs.50000.
  • Balance 10% is to be provided by the Channelizing Agencies (CAs) in
  • the form of loan, subsidy, and from any other available sources of funds.

Rate of interest

  • From NSKFDC to CAs : 1% p.a.
  • From CAs to beneficiaries: 4% p.a.

Promoters’ contribution

Promoter’s contribution is not insisted upon from the beneficiaries

Repayment period

Up to 3 years after an implementation period of 3 months and a moratorium
of 6 months.

MAHILA ADHIKARITA YOJANA (MAY)

Promoter’s contribution is not insisted upon from the beneficiaries. Below important links of sheme.

Important Links Mahila Samridhi Yojana

Downloaded this scheme official letter

This Scheme Tutorial Video

Download this scheme details in Gujarati

Apply online Application

MISSION Mahila Samridhi Yojana Mahila Samridhi Yojana (MSY) Scheme 2020

Elgibility

Women Safai Karamcharis/ Scavengers and their dependant daughters
Purpose For small and petty trade/business and sundry income generating
activities.

Quantum of loan

  1. Up to 90% of the unit cost with a maximum of Rs.75000.
  2. Balance 10% is to be provided by the Channelizing Agencies
  3. (CAS) in the form of loan, subsidy, and from all other available
  4. sources of funds.
  5. Promoters’ contribution Promoter’s contribution is not insisted upon from the beneficiaries

Rate of interest

  • From NSKFDC to CAs : 2% p.a.
  • From CAs to beneficiaries: 5% p.a.

Repayment period

Up to 5 years after an implementation period of 3 months and a moratorium of
6 months. Online apply the time period

Application Period from 15/06/2030 to 15/10/2050

Mahila Samridhi Yojana VISION

  • To rehabilitate the target group i.e. Safai Karamcharis, Scavengers and their dependants (having the population of about 50 Lac) by providing the financial assistance at concessional rates of interest for any viable income-generating activities, Education loan and imparting skill development training programme in a time-bound manner.
  • To cover the maximum number of persons of the target group by providing benefits under the schemes & programs of NSKFDC, who are the poorest among the poor across the country.
  • MISSION To empower the Target group and its dependants to break away from traditional occupation, depressed social conditions & poverty and leverage them to work their own way up the social and economic ladder with dignity and pride.

Micro Credit Finance (MCF)

Elgibility

Safai Karamcharis, Scavengers and their dependants.

Purpose

For small and petty trade/business and sundry income generating
activities.

Quantum of loan

  1. Upto 90% of the unit cost with a maximum of Rs.50000 per beneficiary.
  2. For a group of 10 persons, Rs. 5 lac is provided (restricted to Rs. 50000 per beneficiary).
  3. Balance 10% is to be provided by the Channelizing Agencies (CAs) in the form of loan, subsidy and from all other available sources of funds.
  4. Promoter’s contribution is not insisted upon from the beneficiaries

Rate of interest

  • From NSKFDC to CAs : 2% p.a.
  • From CAs to beneficiaries : 5% p.a.

Repayment period

Up to 3 years after an implementation period of 3 months and a moratorium
of 6 months.